The Home Buying Process
Buying a home can be an overwhelming process. From financing to negotiating to closing, there are a lot of moving pieces that can leave homebuyers bewildered. A real estate agent can help guide you through each step of the buying process, offering sound advice along the way. By working with a professional agent who knows the ins and outs of the real estate industry, you'll not only end up with a great home, but you'll also walk away with a great experience.
Before You Buy- Getting Pre- approved by a Lender
Preparation is key when purchasing a property. By providing your real estate agent with some basic information about your income, savings, and debt, he or she can assist you in getting pre- approved by a reputable lender. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs.
Choosing A Home
For most buyers, choosing a home is an emotional process by offering objective information about each property you look at. From local community information like schools and zoning to home- specific details like condition and amenities, an agent can help you find exactly what you're looking for.
Making An Offer & Closing
Once you've found the home of your dreams, an agent will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors such as inspections and repairs, and agent will then help you structure your offer and negotiate to get the very best deal possible.
Closing, or settlement, can be a complicated process. In some areas, the escrow or title company handles the closing process, while in other areas, an attorney handles it. Regardless of where you are buying, a real estate agent can help ensure that everything goes smoothly.
Find Out What You Can Afford
Click the button below to access a helpful loan calculator — just the tool you need to get a general idea of your home search budget. When the time is right, I can connect you with a trusted lender to begin the preapproval process — a critical first step toward making a smart, solid offer on your dream home.
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